Getting pre-approved can be an easy process. TMC Home Loans never charges a fee to get you pre-approved. TMC Home Loans is very careful in the pre-approval process. There isn't anything worse than being told you are pre-approved and then finding the perfect house just to be declined in underwriting. TMC Home Loans take every precaution against that happening. We will not issue a pre-approval unless we have received the following information:

-Credit (we will pull this and review)
-Income (1 month of current paystubs on all borrowers)
-Last 2 years tax returns (all pages, including any and all W-2’s and 1099’s)

Once we have reviewed all the information and gone over the loan programs available to you we will send you and your real estate agent your pre-approval letter.