FHA Loans

FHA loans are for a Primary Residence only FHA loans are a great way to finance your home.
With very little down payment.  

Some of the Highlights of the FHA Loan Program are:

  • --As low as 3.5% Down Payment
  • --Minimum Credit Score of 580
  • --Low Interest Rate

You can negotiate for the seller to pay up to 6% of your closing costs.  By having the seller pay your closing costs, you are lowering the amount you have to pay out of pocket at closing.

Conventional loan interest rates vary depending on credit score, down payment and use of home (whether a primary residence, second home or investment property).
Down payments also vary based on the whether it is a primary residence, second home or investment property.

TMC Home Loans is ready to help you with the FHA Home Loan Program.
Call now to get Pre Approved.

Example of a FHA Loan 
Based on $100,000 Sales Price
Interest Rate 4.5%
APR 6.547%

P&I (principal and interest) $497.50
Insurance (est.) $85.00
Taxes (est.) $125.00
MI (mortgage insurance) $104.54
Total Monthly Payment $812.04

*Interest rates subject to change without notice. Example based on $100,000 sales price with a mid credit score of 640.
Credit, income and debt ratio conditions apply. Call for additional details

Contact Information

Equal Housing Lender
NMLS # 319059
1091 FM 356, Trinity Tx 75862
Phone: 936.594.2496

Fax: 936.594.7947

TMC Home Loans is Licensed to Originate Mortgages in Texas.

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